Life & Health Insurance Professional (High-Cap Commission)

Posted: 02/02/2026

Are you a high-performer who feels restricted by a "safety net" salary? We are looking for an ambitious, self-driven Life & Health Insurance Agent to join a firm that rewards results with the most aggressive commission structure in the industry.

This is a 100% commission-based role designed specifically for "hunters"—individuals who want to trade the ceiling of a base salary for the unlimited floor of high-stakes, high-reward sales.


The Opportunity: Uncapped & Unrivaled

  • Market-Leading Commissions: We offer the highest contracts in the market, with first-year life insurance commissions ranging from 80% + of the annual premium.

  • Health & Medicare Excellence: Access top-tier PMPM (Per Member Per Month) rates for ACA and the newly increased 2026 Medicare Advantage rates (up to $694–$864 per initial enrollment depending on region).

  • Vested Renewals: Build true wealth with immediate vesting on renewals. Your hard work today pays you for years to come.

  • Direct Carrier Access: We eliminate the "middle-man" haircuts, ensuring more of the premium stays in your pocket.

What You’ll Do

  • Analyze & Protect: Conduct deep-dive consultations to identify gaps in clients' life, disability, and health coverage.

  • Lead Mastery: We teach you how to utilize the tools you have in hand to keep your calendar full (no "cold calling the phone book").

  • Expert Navigation: Guide clients through the complexities of the 2026 ACA Marketplace and Medicare Open Enrollment.

  • Closing: Execute a high-volume sales process with precision and integrity.

What We’re Looking For

  • The "Hungry" Mindset: You are comfortable with a 100% commission environment because you trust your ability to close.

  • Licensed Experts: Current state licensure in Life, Accident, & Health is required.

  • Proven Track Record: At least 1-2 years of sales experience (insurance preferred, but high-ticket sales experience is welcome).

  • Ethical Compass: You understand that "highest commission" never comes at the expense of doing what is right for the client.

Why Choose Us?

  • No Limits: While the average agent makes $89k, our top producers utilize our payout structure to earn $200k+.

  • Daily Payouts: No waiting weeks for your check; get paid as the carriers settle.

  • Training for Scale: We don't just teach you how to sell; we teach you how to build a scalable business within our agency.


How to Apply

If you have the discipline to manage your own business and the talent to lead the market, we want to talk.